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Mortgage, Real Estate & Economic Updates

Fixed Rates Rise as Government Bond Yields Jump

A sudden surge in government bond yields is pushing fixed mortgage rates higher across Canada, with lenders tightening discounts. Here is what this means for your next move.

Bank of Canada Holds Rate at 2.25% — What It Means for Mortgage Borrowers

Bank of Canada holds its policy rate at 2.25%. Here’s what inflation, tariffs and the outlook could mean for mortgage borrowers ahead of the next decision.

Nearly 8 in 10 Toronto Homes Selling Below Asking

Toronto buyers are gaining negotiating power, with nearly 8 in 10 homes selling below asking in July. More choice and less bidding pressure are creating a more balanced market.

The Return of the Balanced Market in July 2026

The latest CREA data confirms that Canada's housing market has returned to a healthy balanced market. With stable prices and steady inventory, you can plan your next move with total confidence.

Big Six Banks Split on Bank of Canada Rate Outlook Through 2027

Canada’s Big Six banks are divided on the Bank of Canada rate outlook through 2027, creating uncertainty for homeowners choosing between fixed and variable mortgage rates at renewal time.

Ontario Insolvencies Rise 14% Year Over Year

Ontario insolvencies rose 14% year over year in June, with consumer proposals representing most filings. Homeowners facing mortgage and debt pressure should review available financial options early, before missing payments.