A second mortgage can be a useful short-term financing tool in certain situations. This article explains when it makes sense and when to think twice.
Updated Ontario mortgage rates for December 2025, including today’s best fixed, variable, and alternate options, plus a short rate outlook for homeowners across Ontario.
Ontario homeowners are breathing easier after two Bank of Canada rate cuts in 2025. While mortgage rates have dropped, qualifying remains tough under the stress
The Bank of Canada trimmed its policy rate to 2.25% on October 29, signaling that monetary policy is now near “about right.” Growth remains modest,
Ontario mortgage rates remain steady as the Bank of Canada holds its policy rate. Explore October’s fixed, variable, and refinance strategies — with insights for
Ontario Mortgage Strategy: Variable rates offer flexibility and long-term savings. They’re the smarter play in today’s market. Find out why from Mortgage Maurice.
GDP down 1.6% at an annual pace in 2025 Q2, inflation 1.7% (July), unemployment 7.1% (August)—three cooling signals that point to lower rates.
Ontario mortgage rates are changing fast in August 2025. Discover the latest lender offers, compare fixed vs. variable, and see how much you could save.
In a surprising shift, Canadian lenders are opening credit more widely—even for borrowers who might be considered “riskier.”
Mortgage Approval Ontario 2025: GDS / TDS Ratios Explained Learn how GDS 39% and TDS 44% limits—and the 2025 stress test—shape your Ontario mortgage approval.
