Ontario Mortgage Rates — December 5, 2025

Updated Ontario mortgage rates for December 2025, including today’s best fixed, variable, and alternate options, plus a short rate outlook for homeowners across Ontario.
Bank of Canada Cuts to 2.25%: The Economy Behind the Move (and What Follows)

The Bank of Canada trimmed its policy rate to 2.25% on October 29, signaling that monetary policy is now near “about right.” Growth remains modest, inflation is easing unevenly, and the Bank’s next moves will depend on data. Here’s what it means for homeowners, buyers, and the broader