Today’s Mortgage Rates – Updated February 12, 2026

Updated Ontario mortgage rates for February 2026, including variable, fixed, alternative, and private mortgage options with expert insights and rate-hold strategies.
The “Why” Behind These Rates (January 30, 2026)

Discover today’s top Ontario mortgage rates and learn how a 120-day rate hold protects your home-buying budget from market volatility. Expert guidance from Maurice Kwok.
🧑💼 Your Mortgage Journey Starts Here—MortgageMaurice.ca!

Toronto mortgage broker Maurice Kwok shares his approach to helping first-time buyers, self-employed clients, and real estate investors.