🧮 Ontario Mortgage Approval 2025: GDS/TDS Ratios Explained

Licensed Ontario mortgage broker guiding homebuyers through signing their purchase contract under GDS/TDS and 2025 stress-test rules

Mortgage Approval Ontario 2025: GDS / TDS Ratios Explained Learn how GDS 39% and TDS 44% limits—and the 2025 stress test—shape your Ontario mortgage approval. We’ll walk you through a real $850K Toronto condo-townhouse example so you can see exactly how lenders measure your debt ratios and what that means for your borrowing power. Understanding […]