Here are today’s published mortgage rates from our 50+ lender network across Ontario. Actual approval rates may vary based on your credit, income, property, and application details.
| Term | Insured (≤95% LTV) | Insurable (≤80% LTV) | Uninsurable |
|---|---|---|---|
| 5-Year Fixed | 4.44% | 4.54%-4.64% | 4.69% |
| 3-Year Fixed | 4.39% | 4.44%-4.64% | 4.74% |
| 1-Year Fixed | 4.94% | 4.94%-5.24% | 5.49% |
| 5-Year Variable | Prime – 0.55% | P – 0.30%-0.55% | P – 0.20% |
Prime Rate: 4.95% | HELOC: P+0.5%
Notes: Rates are subject to change without notice and may vary by lender, product, and Loan-To-Value (“LTV”). Based on approved credit and a property in Ontario. Additional conditions may apply.
✅ Ready to find the best rate for your situation?
Start Your Pre-Approval or call 416-618-9312 Maurice today.
Image licensing: “A businessman offers a bag with percent symbol to people” by iLixe48 — used under license by MortgageMaurice.ca via Envato Elements. Item ID: Y3N2UV7 • License code: YCLSFDBVTA • License date: Aug 9, 2025. A copy of the license certificate is on file. All other content © MortgageMaurice.ca.